Salary Sacrifice Explained
A plain-English guide to salary sacrifice in the UK — how giving up part of your salary for a benefit like pension contributions can save…
Rachel Stone
467 reading now
Rachel Stone
Personal Finance Editor
Rachel Stone writes about borrowing, budgeting, credit and consumer rights, with a focus on clear, practical guidance and pointing readers to trustworthy help.
Payday Loans: The Risks and Better Alternatives
Payday loans offer fast cash but at a very high cost. This UK guide explains how they work, the FCA price cap that limits what they can…
Rachel Stone
417 reading now
What Is a No-Claims Bonus?
A clear guide to the no-claims bonus on UK insurance — how it builds, how much it can save, what happens when you claim, and whether…
Rachel Stone
351 reading now
Car Insurance Explained: Cover Types and Costs
A plain-English guide to UK car insurance — the three levels of cover, what affects your premium, key add-ons, and how to keep costs down…
Rachel Stone
423 reading now
Guarantor Loans Explained: How They Work and the Risks
A guarantor loan lets someone borrow with the backing of a friend or relative who promises to repay if they cannot. This guide explains how…
Rachel Stone
467 reading now
Car Finance Explained: PCP, HP and Leasing
Most cars in the UK are bought on finance, but PCP, hire purchase and leasing work very differently. This guide explains each option, what…
Rachel Stone
478 reading now
How to Make an Insurance Claim
A step-by-step guide to making an insurance claim in the UK — what to do first, how the process works, what an excess is, and how to handle…
Rachel Stone
330 reading now
What Is Home Equity?
Home equity is the share of your property you truly own — its value minus what you still owe. This UK guide explains how equity builds, how…
Rachel Stone
350 reading now
Junior ISAs Explained
A Junior ISA is a tax-free savings or investment account for a child under 18. This UK guide covers the two types, the annual allowance…
Rachel Stone
432 reading now