What Is Pension Auto-Enrolment?
A plain-English UK guide to pension auto-enrolment: what it is, who must be enrolled, employer and employee contributions, opting out, and…
Marcus Vale
448 reading now
Marcus Vale
Editor-in-ChiefEditor-in-Chief & Business & Markets Editor
Marcus Vale is Daily Junction's Editor-in-Chief, accountable for the editorial standards and integrity of everything we publish. He also reports on markets, the global economy and corporate strategy, translating financial jargon into plain English.
What Is Quantitative Easing?
Quantitative easing is a tool central banks use to support the economy by creating new money and buying financial assets. Here is how it…
Marcus Vale
352 reading now
PAYE for Employers: A Plain-English Guide
A practical UK guide to PAYE for employers: what it is, what you must deduct and report to HMRC, key deadlines, payslips and forms, and how…
Marcus Vale
324 reading now
What Is a Sovereign Wealth Fund?
A sovereign wealth fund is a state-owned investment fund that puts a country's surplus money to work in assets around the world. Here is…
Marcus Vale
338 reading now
What Is a Merchant Account?
A clear UK guide to merchant accounts: what they are, how card payments actually flow, the fees involved, how they differ from payment…
Marcus Vale
436 reading now
Bull vs Bear Market
A bull market is a sustained rise in prices; a bear market is a sustained fall. Here is what the terms really mean, where they come from…
Marcus Vale
478 reading now
What Is a Business Current Account?
A plain-English UK guide to business current accounts: what they are, how they differ from personal accounts, when you legally need one…
Marcus Vale
439 reading now
What Is a Trade Deficit?
A trade deficit occurs when a country imports more goods and services than it exports. Here is what it really means, why it is not…
Marcus Vale
464 reading now
What Is a UTR? Unique Taxpayer Reference Explained
A UTR is your Unique Taxpayer Reference, a 10-digit number HMRC uses to identify you for Self Assessment and tax. This guide explains what…
Marcus Vale
334 reading now