What Is Child Benefit?
Child Benefit is a regular payment from HMRC to people responsible for bringing up a child. This UK guide explains who can claim, how much…
Rachel Stone
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Personal Finance
Saving, investing, debt and budgeting — practical money guidance.
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What Is PIP? Personal Independence Payment Explained
Personal Independence Payment (PIP) helps with the extra costs of a long-term health condition or disability. This UK guide explains its…
Rachel Stone
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What Is Pension Credit?
Pension Credit is a means-tested benefit that tops up the income of people over State Pension age on a low income. This UK guide explains…
Rachel Stone
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What Is the Breathing Space Scheme?
The Breathing Space scheme gives people in problem debt legal protection from creditors while they get advice. This UK guide explains the…
Rachel Stone
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What Is a Debt Management Plan?
A debt management plan (DMP) is an informal agreement to repay your non-priority debts through one affordable monthly payment. This UK…
Rachel Stone
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What Is Debt Consolidation?
Debt consolidation means combining several debts into one so you make a single monthly payment. This UK guide explains how it works, the…
Rachel Stone
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What Is a Default on Your Credit File?
A default is the formal mark a lender adds to your credit file when an account has gone seriously unpaid. This UK guide explains how…
Rachel Stone
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What Is a CCJ? County Court Judgments Explained
A County Court Judgment (CCJ) is a court order to repay a debt, and it can seriously affect your credit. This UK guide explains what a CCJ…
Rachel Stone
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Soft vs Hard Credit Checks
Soft and hard credit checks both look at your credit file, but only one is visible to lenders and can affect your score. This UK guide…
Rachel Stone
477 reading now