#Credit Rating

Stories tagged “Credit Rating”.

3 stories

Credit utilisation is the share of your available credit you are actually using, and it has an outsized effect on your credit score. This…

Rachel Stone 363 reading now

Lifestyle Feb 26, 2026 • 5 min read

Understand what affects your credit score and take concrete steps to improve it.

Marcus Obi 402 reading now

Personal Finance Sep 19, 2025 • 5 min read

There is no single UK credit score — Experian, Equifax and TransUnion each hold a file, and lenders use their own models. Here is what…

Rachel Stone 388 reading now

A quieter way to keep up