How to Check a Lender Is Legitimate (and Spot Clone Firms)
Before you borrow, confirm the lender is real and authorised. This guide explains how to use the FCA Register, how clone-firm scams copy…
Rachel Stone
394 reading now
Personal Finance
Saving, investing, debt and budgeting — practical money guidance.
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Overdrafts Explained: Arranged, Unarranged and the Costs
An overdraft lets you spend more than is in your current account, but it is a form of borrowing with real costs. This UK guide explains…
Rachel Stone
380 reading now
Understanding Your Credit Agreement: A UK Guide
A credit agreement is the contract behind any loan or credit deal. This UK guide explains the key terms to look for — APR, total repayable…
Rachel Stone
341 reading now
Your Redundancy Pay Rights in the UK: What You're Entitled To
If you've been made redundant, here's what you're legally entitled to — and how to challenge it if needed.
Marcus Obi
369 reading now
How to Complain About a Lender (and the Financial Ombudsman)
If a lender has treated you unfairly, you have a clear route to put it right. This guide explains how to complain effectively, the lender's…
Rachel Stone
424 reading now
Debt Snowball vs Avalanche: Which Clears Debt Faster?
The snowball and avalanche methods are two popular ways to pay off multiple debts. This UK guide explains how each works, why the avalanche…
Rachel Stone
323 reading now
Dividend Dates Explained: Declaration, Ex-Dividend, Record and Payment
Every dividend comes with four key dates that decide who gets paid and when. This guide explains the declaration, ex-dividend, record and…
Marcus Vale
450 reading now
Dividend Yield and Payout Ratio: A Beginner's Guide
Dividend yield shows the income a share pays relative to its price; the payout ratio shows how much of a company's profit funds that…
Marcus Vale
430 reading now
How to Choose a UK Business Bank Account
A business bank account keeps your company's money separate from your own and makes tax far simpler. This guide covers why you need one…
Marcus Vale
459 reading now