Ofgem July price-cap rise: what households need to check
The energy price cap for a typical direct-debit household is GBP1,862 from July to September 2026, a 13% rise on the previous cap period.
Rachel Stone
433 reading now
#Business Finance
Stories tagged “Business Finance”.
25 stories
Business Overdraft Alternatives for UK Limited Companies
From invoice finance to revolving credit, UK limited companies have more funding options than a bank overdraft — often at lower cost and…
Marcus Vale
325 reading now
Director Personal Guarantees Explained: Risks, Realities and Alternatives
A personal guarantee puts your own assets on the line when your company borrows. Here is what UK directors need to know before signing one.
Marcus Vale
440 reading now
Franchise vs Independent Startup in the UK: Costs, Risks and Finance
Weighing up a franchise against launching your own business? This guide covers the real costs, risks and finance options for both routes in…
Marcus Vale
454 reading now
Open Banking for UK Businesses: Faster Lending, Smarter Accounting and Integrated Payments
Open banking lets UK businesses share financial data securely to unlock faster lending decisions, simplified accounting and modern payment…
Marcus Vale
393 reading now
Revolving Credit Facilities for UK Businesses: What They Are and When to Use One
A revolving credit facility gives businesses flexible, reusable borrowing up to a set limit. Here is how it works, how it compares to…
Marcus Vale
427 reading now
Supply Chain Finance: How UK Businesses Can Bridge Payment Gaps
Supply chain finance helps UK businesses manage supplier payment terms and cash flow gaps. Here is what you need to know about your…
Marcus Vale
471 reading now
UK Business Finance Jargon Explained: A Plain-English Glossary
Confused by business finance terms? This plain-English glossary covers key UK concepts from APR to working capital, with real examples for…
Harper Quinn
365 reading now
UK SME Lending in 2026: Bank Retreat, Fintech Rise, and the No-PG Revolution
High street banks are pulling back from small business lending. Here is what the data says about where UK SMEs are actually getting funded…
Marcus Vale
414 reading now
Why Banks Reject SME Loan Applications — and What to Do Next
UK banks turn down thousands of SME loan applications every year. Here is why it happens and how specialist lenders assess your business…
Marcus Vale
417 reading now
Women Entrepreneurs and Business Finance in the UK: Closing the Funding Gap
Women-led businesses face a persistent funding gap in the UK. Alternative lenders focusing on trading history are helping to level the…
Harper Quinn
414 reading now
What UK Business Lenders Actually Check Before Approving a Loan
From Companies House records to bank statement analysis, here is what lenders scrutinise before approving a business loan for a UK limited…
Marcus Vale
463 reading now
Cash Flow Management for UK Limited Companies: A Practical Guide
Poor cash flow is the leading cause of small business failure in the UK, even for profitable companies. Understanding how to forecast…
Marcus Vale
427 reading now
Short-Term Business Loans Explained: A Complete Guide for UK Limited Companies
Short-term business loans offer fast, flexible capital for UK limited companies — but the terms, costs and eligibility rules differ sharply…
Rachel Stone
393 reading now
Global Trade Tensions and Their Growing Impact on UK Businesses
Escalating trade disputes between major economies are creating significant headwinds for UK exporters and importers, with rising costs and…
Sarah Henderson
327 reading now
Edinburgh as a Financial Services Hub: What Makes It the UK's Second City of Finance
Edinburgh punches well above its weight as the UK's second-largest financial centre. From asset management to fintech, discover what drives…
Rachel Ford
479 reading now
What the Latest Budget Actually Means for UK SMEs
The Chancellor's Spring Budget has landed with a mix of targeted relief and fresh obligations for Britain's 5.5 million small and…
Rachel Ford
464 reading now
Energy Costs Are Still Crippling UK SMEs — Here's What to Do
UK small businesses continue to face punishing energy bills in 2026, but a combination of government schemes, smarter procurement, and…
Marcus Obi
392 reading now
UK GDP Growth and What It Actually Means for Small Businesses
The latest GDP figures from the ONS paint a cautiously optimistic picture for the UK economy, but small business owners know the gap…
Emily Chen
359 reading now
How Current Interest Rates Are Reshaping UK Business Finance
With the Bank of England's base rate continuing to weigh on borrowing costs, UK businesses are rethinking how they fund growth, manage cash…
James Whitfield
395 reading now
What the UK Inflation Outlook Means for Your Household Budget
With UK inflation remaining a persistent pressure on living costs, households and small businesses face difficult choices in 2026 — here is…
Sarah Henderson
353 reading now
What Are R&D Tax Credits in the UK? Everything Businesses Need to Know
R&D tax credits can put thousands — sometimes millions — of pounds back into UK businesses each year. Here is a guide to who qualifies, how…
Marcus Obi
351 reading now
R&D Tax Credits in the UK: The Relief Many Businesses Are Missing
Thousands of UK businesses are leaving significant sums unclaimed each year through ignorance of R&D tax credits — a government scheme that…
Sarah Henderson
450 reading now
Best Business Loans UK 2026: Secured, Unsecured and Revenue-Based
From secured bank loans to flexible revenue-based finance, this guide covers the best business loan options available in the UK in 2026 —…
Rachel Ford
389 reading now
Invoice Financing Explained
A plain-English guide to invoice financing — how it lets a business unlock cash tied up in unpaid invoices, the difference between…
Marcus Vale
360 reading now