Personal Finance Editor
Rachel Stone writes about borrowing, budgeting, credit and consumer rights, with a focus on clear, practical guidance and pointing readers to trustworthy help.
Your credit score affects your ability to get mortgages, credit cards and loans. Here is how the UK credit system works and what you can do…
The full new State Pension is worth £11,973 a year in 2025-26, and pension tax relief remains one of the most valuable perks in the tax…
UK-listed companies publish half-year and full-year results through the London Stock Exchange's RNS. Here is how to read past the headline…
Daniel Kahneman and Amos Tversky's prospect theory showed we feel losses about twice as intensely as equivalent gains. Here is how…
£500 is enough to open a Stocks and Shares ISA and buy a genuinely diversified global index fund. Here is a step-by-step guide to doing it…
Buildings insurance covers the structure of your home; contents insurance covers your belongings. This UK guide explains what each…
Remortgaging means switching your mortgage to a new deal, often with a different lender. This UK guide explains why and when people…
Tracking your spending means recording where your money actually goes so you can manage it. This UK guide explains why it works, the main…
Choosing between a fixed and a variable rate mortgage shapes your payments for years. This UK guide explains fixed rates, trackers, the…
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