UK Pensions Explained: Workplace, State and Personal
A plain-English guide to the three main UK pensions: the State Pension, workplace pensions with auto-enrolment, and personal pensions, plus…
Rachel Stone
342 reading now
Rachel Stone
Personal Finance Editor
Rachel Stone writes about borrowing, budgeting, credit and consumer rights, with a focus on clear, practical guidance and pointing readers to trustworthy help.
ISAs Explained: Cash, Stocks and Shares and More
An ISA is a tax-free wrapper for your savings or investments. This plain-English guide covers the main ISA types, the annual allowance, and…
Rachel Stone
414 reading now
Sinking Funds: The Simple Trick for Irregular Bills
A sinking fund is money you set aside a little at a time for a known future cost. This guide explains how sinking funds work, how to set…
Rachel Stone
458 reading now
How UK Pensions Work: Everything You Need to Know
Pensions are the most tax-efficient way to save for retirement, but many people find them confusing. Here is a plain-English guide to how…
Rachel Stone
407 reading now
What Is an ISA? A Complete Guide to UK Individual Savings Accounts
ISAs are the most tax-efficient savings vehicle for most UK adults. Here is how they work, the different types available and how to choose…
Rachel Stone
410 reading now
A New Year Money Review: A Simple Checklist
The start of a new year is a natural moment to take stock of your finances. This simple checklist walks through budgeting, debts, savings…
Rachel Stone
453 reading now
How to Save Money: A Practical Guide That Actually Works
Saving money is more about systems than willpower. Here is a practical guide to building savings habits that stick — and the psychological…
Rachel Stone
421 reading now
Managing Your Money Over the Holidays
A practical, pressure-free guide to handling money over the Christmas and holiday period: setting a realistic budget, avoiding expensive…
Rachel Stone
395 reading now
First-Time Buyer Guide: What You Need to Know to Buy Your First Home in the UK
Buying your first home is the largest financial commitment most people make. Here is what you need to know about the process, the costs and…
Rachel Stone
399 reading now