How to Read Your UK Credit Report
A plain-English guide to your UK credit report: what is on it, how to check it for errors, the three credit reference agencies, and how to…
Rachel Stone
406 reading now
Rachel Stone
Personal Finance Editor
Rachel Stone writes about borrowing, budgeting, credit and consumer rights, with a focus on clear, practical guidance and pointing readers to trustworthy help.
Loan Settlement Figures: What They Mean and When to Ask
A clear guide to early loan settlement figures: what a settlement figure is, how it is calculated, the interest rebate you may be due, and…
Rachel Stone
445 reading now
When Your Circumstances Change: Talking to Your Lender
Job loss, illness or bereavement can make repayments hard to keep up. This guide explains why telling your lender early matters, what…
Rachel Stone
330 reading now
Building Financial Resilience: A Practical Guide
Financial resilience is your ability to cope with money shocks. This practical UK guide covers building a buffer, the right insurance…
Rachel Stone
479 reading now
Overpaying Your Loan: How Paying Extra Saves You Money
Paying more than your contractual loan repayment can cut the interest you pay and clear the debt sooner. This guide explains how…
Rachel Stone
442 reading now
What Is a Credit Union?
A credit union is a member-owned financial co-operative. This guide explains how UK credit unions work, how membership and the common bond…
Rachel Stone
322 reading now
How to Avoid Common Bank Fees
A practical guide to the most common UK bank fees, from overdraft charges to overseas spending and packaged accounts, and the simple steps…
Rachel Stone
459 reading now
How to Save for a House Deposit
A practical UK guide to saving for a house deposit: setting a realistic target, using a Lifetime ISA, building a timeline, and the everyday…
Rachel Stone
396 reading now
UK Pensions Explained: Workplace, State and Personal
A plain-English guide to the three main UK pensions: the State Pension, workplace pensions with auto-enrolment, and personal pensions, plus…
Rachel Stone
343 reading now